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INSURANCE
for Farms
- All external perils coverage
- Damage to non-owned or leased machinery
- Loss of use
- Operational replacement cost
- Broad form or named perils coverage
- Optional replacement cost
- Increased reconstruction costs due to bylaws
- Seed, fertilizer, herbicides, pesticides, commercial
feed, and refrigerated produce
- Standard or broad form coverages available for cattle,
swine, poultry, and horse
- Ongoing and extra expenses after a loss
- Corporate and family farm operations
- Environmental pollution coverage
- Extensions for custom work
FULL TIME or HOBBY
- Loyalty 3 years .... 5%
- Claims Free .... 6% to 12%
- New Home (to 15 yrs) .... 10%
- Alarm Monitored ... 5% to 10%
- Mature (55 plus) .... 5%
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