FINANCIAL SERVICES

 

Please take a moment and browse the various Financial Products and Services that we offer.  

 

Annuities take the guess work out of investing for income.

 

 

 

A Registered Retirement Savings Plan (RRSP) is an account that provides tax benefits for saving for retirement in Canada. RRSP refers to a provision in the Income Tax Act that allows a person to shelter financial property from income taxes.

Registered Retirement Income Fund (RRIF)
A RRIF allows an investor to convert his or her retirement savings into retirement income. Any time before the end of the year you turn 71, RRSPs must be converted to RRIFs. 

 

 

 

A Registered Education Savings Plan - RESP - is vital for your financial health if you have kids who you feel may want to go into post secondary education. They are NOT restricted to kids though as anyone can open one if they plan to use the funds for educational purposes.

 

 

 

With a GIC, you agree to lend your money for a set time. If you think you may need your money back early, buy a GIC that allows you to change your mind without any penalty.

 

 

 

A seg fund is an insurance contract with two parts: an investment that produces the return and an insurance policy that covers the risk. The seg fund is like a mutual fund, because you are pooling your money with other people to share investment gains.